Medicare is a great health coverage program provided by the US federal government. Understanding your options is key to making the right choice for your healthcare needs and budget.

3 Essential Medicare Facts You Need to Know

Fact 1

Mind the Gaps

Original Medicare does not cover everything. Hearing aids, routine dental and vision care are all out of reach and out of sight. Understanding these coverage gaps is the first step to better healthcare planning.

Fact 2

Close the Gaps

You have 2 separate paths to close the gaps that come with original Medicare. Choose between benefit gap closure or cost gap closure - each option serves different needs and budgets.

Fact 3

Choose Wisely

Choosing the wrong option may result in you paying more than you need, less than you need, or worse - paying and still not able to get the care you need. Education is your best protection.

Your Two Paths to Better Coverage

Benefit Gap Closure Option

Medicare Advantage Plans

Replace original Medicare with a Medicare Advantage plan that provides benefits not available with original Medicare. This includes drug plans, routine dental, vision, hearing aids, and wellness perks. Comes with a maximum out-of-pocket ceiling, but you'll still need to pay deductibles, coinsurance, and copays.

Cost Gap Closure Option

Medigap Supplement Plans

Supplement original Medicare with a Medigap (Medicare Supplement) plan to cover costs not covered by original Medicare, such as deductibles, coinsurance, and copays. This option doesn't provide additional benefits - you'll still need to purchase those separately if desired.

Real-World Scenarios Coming Soon!

Watch this space for simulated real-world scenarios to compare your benefits and costs for each option.