MEDICARE SHOCK!
You could be paying $$$$+ more than you need to...
The Decision
65? Time to choose Medicare coverage
Medicare Advantage
OR
Original + Medigap
Which is right?
Medicare Advantage
All-in-one replacement plan
Monthly Premium
$0-$150
Extra Benefits
+ Dental, Vision
Provider Networks
Limited
Medigap
Supplements Original Medicare
Monthly Premium
$75-$350
Provider Choice
Any Medicare Dr
Cost Gaps
Filled
Meet Sarah
Real-World Scenarios
Age
65
Conditions
Diabetes, BP
Location
USA
Sarah's Medicare Advantage Year
Monthly Premium
$420
Doctor Visits
$180
Medications
$624
Emergency Care
$475
TOTAL COST
$1,699
Sarah's Medigap Year
Medigap Premium
$1,980
Part D Premium
$420
Deductible
$240
Medications
$525
TOTAL COST
$3,165
The Results
3 Scenarios
Healthy Year
Advantage:$1,699
Medigap:$3,165
Advantage Wins!
Sick Year
Advantage:$7,550
Medigap:$3,405
Medigap Wins!
5-Year Total
Advantage:$18,500
Medigap:$19,200
Almost Even!
VERDICT - THE WINNER?
Healthy Year:
Advantage
Sick Year:
Medigap
Long-term:
Similar!